Disclaimer Policy

Effective Date: May 1, 2025

1. Overview

This Disclaimer Policy applies to your use of Karsaaz AI, a product owned by Karsaaz EBS Ltd (UK), operated by Karsaaz EBS Pvt Ltd PK and supported under SLA by Karsaaz Solutions. By accessing the platform, website, or app, you acknowledge and agree to this disclaimer.

2. Informational Nature of Services

Use of device permissions such as camera, microphone, or location are feature-bound and only activate upon user interaction. Karsaaz AI does not operate background tracking, does not record without consent, and complies fully with Android, iOS, and PECA 2025 standards.

3. No Expert Advice

Karsaaz AI does not offer licensed:

Medical
Legal
Financial
Investment
Cybersecurity or regulated advice

Users must consult qualified professionals before making any important decisions based on AI-generated content.

4. No Warranties or Guarantees

Karsaaz AI does not guarantee the:

Accuracy
Timeliness
Completeness
Reliability of content or outputs

Outputs may vary based on available data, model limitations, and third-party sources.

5. Use of Third-Party APIs

Modules such as Trade, Risk, and Health may rely on verified third-party APIs (e.g., OpenAI, ApiVoid, tradeforesight, scrapingbee, google customsearch api and google OCR. We disclaim liability for:

Malfunctions
Data outages
Inaccurate API responses from third parties

Karsaaz AI disclaims liability for hosting infrastructure outages, DNS failures, or delays caused by third-party vendors such as hosting providers or content delivery networks.

6. User Accountability

Users are fully responsible for how they use and interpret Karsaaz AI outputs. You agree to:

Independently verify critical decisions
Assume all risks arising from AI-driven actions

7. Limitation of Liability

To the fullest extent permitted by law, Karsaaz EBS Ltd (UK), Karsaaz EBS Pvt Ltd (Pakistan), and Karsaaz Solutions shall not be liable for:

Direct, indirect, incidental, or consequential damages
Financial loss, personal or reputational harm
Disputes, losses, or harm arising from third-party interactions or reliance on AI content

8. Consent and Logging

At onboarding, user consent is digitally recorded, including:

User ID, IP address, timestamp, and agreement version
Logs are encrypted and stored for regulatory compliance

9. Scope of Coverage

This disclaimer applies to all modules, including:

Law AI
Shifa AI (Health)
Trade Assistant
Cybersecurity Tools
Content Generator
Risk Index Tools
Productivity & Business Modules

10. Compliance Standards

Karsaaz AI complies with:

GDPR (EU/UK, where applicable)
PECA 2025 (Pakistan)
SECP, Digital Nation Act, PSEB Guidelines

Karsaaz EBS Ltd (UK) is the official data controller. Karsaaz Solutions does not access or process user data.

11. Intellectual Property

All branding, code, models, and outputs are the exclusive intellectual property of Karsaaz EBS Ltd (UK). Redistribution or reproduction without written consent is prohibited.

12. Governing Law & Jurisdiction

This Policy is governed under the laws of the Islamic Republic of Pakistan.

Courts of Islamabad hold exclusive jurisdiction.
Users in the UK/EU may exercise their consumer rights under respective protection laws.

13. Language & Legal Reference

The English version of this disclaimer is legally binding. Translations may be offered for convenience.

14. Final Statement

Karsaaz AI is a machine-generated intelligence platform. By using this service, you understand that all decisions made using this tool are your own responsibility.

Contact

For questions or compliance inquiries, contact:
[email protected]

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